Credit cards are pure evil. Whenever I think of a credit card, I picture a maniacal, little goblin cackling away at how much we’ve all been suckered.
It’s not a surprise there are so many people out there with insane amounts of credit card debt. I’m probably one of the few who can safely say they not only have zero credit card debt but have also never paid a cent in interest!
How you ask?
Don’t Own One!
Bam! Totally obvious right? Yes but not really doable or achievable for the most of us. Don’t get me wrong, it’s fantastic advice, especially if you’re the kind of person with zero self control (be honest with yourself when it comes to your finances!).
If you have no self control then cut up the credit card. Simple as that.
Again, this won’t really apply to the most of us – it certainly doesn’t to me. In fact, this isn’t the simple trick I wanted to write about. I avoid any and all credit card debt by following one simple rule… Read more